Category Archives: Mindset

Why is it That Six Figure Income Earners Are Suffering?


Why is it that Million dollar income earners are sweating the economic times along with the thousandaire’s? Is it because they never learned the Principles of Financial Control and Stability? In other words, they are living well beyond their means. Out go is far greater than income, rather they are banking their livelihood on IF COME! Spending tomorrows wages today!

Along with bigger incomes comes a bigger appetite to spend. It’s not hard to spend more than you earn, even when you’re a millionaire, ask some of the mega stars who are splattered all over the front page news. The one’s who are losing their assets to the bank, the cars, yachts, mansions, and marriages.

Take Network Marketers for example. Many are earning fantastic incomes, yet if their company went under today, or gave them the boot on some technicality in the Policies and Procedures, they would have no money to sustain the outgo of their over indulgent lifestyles.

They wouldn’t have the 50 K a month they are used to spending, and the hammer would fall quickly.

Others gain incredible wealth, then decide they will become experts in Real Estate, Commodities, Metals, you name it, I mean experts overnight. They listen to the hype of the brokers, and forget to realize that if the brokers had such a sure thing going, would they really be working in some dingy cubical, barking hype at greedy hopeful’s who are wanting to double and triple their investment overnight?

If you aren’t educated in the Principles of True Wealth and Financial Freedom, you are sure to crash and burn like a Hollywood has been.

Serious Marketing Professionals will make the investment in their mind to prosper while the masses fail.

Hungry entrepreneurs take the time investment to learn. Hobby builders get more credit cards, new cars, wave runners and snow machines. Playing with borrowed time, compound interest eating them alive as they sleep. Debt is a cancer, you must learn to surgically remove it immediately to prosper your children’s children.

Learn from the best in the business!

Paul W. Murphy

Midas Gold and the Cabbage Patch Kids



Unemployment numbers don’t look so good, in fact they look downright awful.  The Cabbage Patch Kids may have to reconsider their time out on QE and fire up the presses.  More “Folks” are dropping out of the labor force and the New Year is starting out with a fizzle!  A hundred dollar bill just doesn’t have the magic it used to, even with all the special effects.

Good News!

There’s gold in the air and you can turn your cabbage to Gods money with the touch of your Midas finger! In fact, you can start a Free Gold Savings Account by helping two wise leaders who are looking to protect and grow their assets during tough economic times by trading worthless cabbage into solid gold!

The World is watching and tires of the glut of worthless cabbage,  seeing the true value of the Midas touch!

Trading Time for Money


Traditional business does not allow us to create whats known as Royalty Income. Royalty Income does not depend on you trading time for money. It is created by the synergistic effort of many people working for a common cause. When the time runs out in the corporate structure, so does the money.

To build a team that flows down the river to Royalty Income, you want to find a few people of character to work with, and duplicate the process. People who have hunger, and who are moving in the directions of their dreams. You need to find out what their hunger level is, the distance between where they are now, and where they are going to achieve their dreams.

Look at your your prospects dream list together. Get the imagination flowing. What they would do if they won the the Lotto Jackpot. You need a list of everything they feel important about to be prosperous and successful. If being debt free isn’t high on the list for them, you may want to re examine that.

You may talk about cars, toys, travel and trips, but spend some real time on the importance of compounding their assets verses compounding debt through interest paid to credit card companies and the banks. You want income building while you sleep, not ever increasing debt. To be sure, you want to go over the idea of having a five thousand dollar monthly residual income is like having a million dollars earning interest in the bank!

You can gauge the desire and hunger in a person by listening to them intently. If their dreams are focused on things that may not support true prosperity, you may want to recommend they study personal growth strategies awhile, so they can grow into someone who is capable to attract the best life has to offer, to Own their Life!

Paul W. Murphy

Coach and Mentor,  Online Marketer

Aesop – The Ant and the Grasshopper

The Ant and the Grasshopper

In a field one summer’s day a Grasshopper was hopping about, chirping and singing to its heart’s content. An Ant passed by, bearing along with great toil an ear of corn he was taking to the nest.

     “Why not come and chat with me,” said the Grasshopper, “instead of toiling and moiling in that way?”

     “I am helping to lay up food for the winter,” said the Ant, “and recommend you to do the same.”

     “Why bother about winter?” said the Grasshopper; “We have got plenty of food at present.” But the Ant went on its way and continued its toil.

     When the winter came the Grasshopper had no food and found itself dying of hunger – while it saw the ants distributing every day corn and grain from the stores they had collected in the summer. Then the Grasshopper knew: It is best to prepare for days of need.

This timeless fable says so much with so few words.  As it applies to today’s world and economy,  I see the wisdom of planning ahead for hard times to come. One way I can protect my families financial future is to buy currency grade gold. It’s affordable and offers a way to build a gold currency savings account, trading paper currency for gold currency.

Watch this Youtube video by bestselling author and financial planner Mike Maloney:

I finally found a way to afford to buy the purest gold, 999.9% certified and assayed by the LBMA.  Karatbars International gives the working man and woman a way to buy and save gold, a little at a time!

As an affiliate, by sharing this plan with just 2 others and duplicating the same, you will be earning your weekly gold in commissions in a matter of weeks. By this time your gold savings account will build rapidly, by week 12 you could be earning 4-5 K in free gold, many have done it in less than 12 weeks.

Once you’ve read from Aesop and shared the wisdom of saving now for the future and the future of your family, you’ve watched the Maloney video,  sign up for further information here:

You will be fast on your way to financial common sense and security! Thanks to Aesop and his words of wisdom, I’m well on my way!


Okay, Winter’s here already!


It’s about time to drag out the long johns and boots again, warm stocking cap and gloves.  After three beautiful sunny days in the 50′s and 60′s, it has turned to winter, literally overnight!

I didn’t quite get all my fall chores done, old man Winter caught me with my sandals on.  Anyway, it is what it is and I’ll just take it in stride this year and not complain about the cold too much.  With all the disasters, Typhoons and Tornadoes, do I really have any right to complain?

You are having 10 inches of snow in the West and North, and 1/2 inch of ice down south.  Here in Kansas City we’re getting a little rain and tomorrow down to 10 degrees, quite balmy really.

I’m gearing up for the season, new tires on the Blazer and organize my office for some serious online marketing time spent in the comfort of my cozy man loft!

Ti’s the Season to grow your business!

Winter’s here already!



Thanksgiving, the great American holiday that allows us a day to be thankful for our many  blessings.  A day to get together with family and eat to our hearts content! Forget about our digestive system for a couple of days as we work through all the leftovers.

Thanksgiving means something more to me this year.  Sure, I’m thankful most every day.  I still have a job, and a roof over my head. I have food to eat and water to drink.  There’s a lot of things to be thankful for, especially my family.

I am blessed with my kids here in the states, and my grand kids. I am double blessed with my wife “Mercy” and our 2 kids on Camotes Island, Philippines, and my extended family there. Not to forget my siblings and their families. I’m thankful I have one huge wonderful family!

So, I’m extremely grateful every day, that my family is healthy and happy! I thank God for that!

A few weeks ago I was worried and frightened that I might lose my family in the Philippines, my wife and children, my extended family there,  as Typhoon Yolanda        (Haiyan) bore down on their country and tiny island. Fortunate for them the eye of the storm missed Camotes Island,  but not by much.

They suffered through a terrifying storm, one that tore most all of the trees down and ripped through houses, towns, and everything in its path. They tied down the roofs and huddled in what was determined to be the safest building.  The evacuation centers were not necessarily the best place to go and some of them were destroyed in the storm. Many people died in those shelters.

For me, the hardest thing was not having communication with my family during the storm.  I did get a call in just before the worst of it hit, and was relieved to hear all were okay there so far, and that trees were falling all around. It must have been terrifying for them, it was for me too in my worst case scenario imagination.

Communications went dark for a few days and all I knew was the unfolding tragedy I saw on the news.   I tried for days to get word, and finally did. My family survived the storm, unlike the thousands who didn’t.

A few years from now I will retire on Camotes Island. We are working towards building our ocean view retirement home. We had the first floor exterior walls up, but no bond beam or second floor supports. That wall came down in the storm. So did many of the houses in our small village and on the whole island.

The storm was 350 miles wide and affected nearly 1/3 of the 7,200 Philippine islands. Everything changed for the people of the Philippines over night. Gone are the comforts of home, the water and power supplies. It must be difficult to find the gratitude of surviving the storm, when everything you know is gone.

I’d like to ask the people who survived every calamity.  Sandy, Katrina, Andrew,  the many towns across the Midwest devastated by tornado’s and the great fires and floods in the Western states. The wrath of Nature can tear your world apart. The world as you know it!  Life goes on,  doesn’t it?

The “Duh” moment

I had the most wonderful experience coming back to the USA from the Philippines. Normally, its difficult to catch the flight out of Manila, being a non revenue employee I always fly stand by. The flight is usually full, and I’ve been left behind more than once. I decided this time that I would be prepared, just in case I couldn’t get on the flight.

I had an “Ah Ha” moment,  and looked into getting into whats known as a Zed fare with a code share airline, this one on Korean Airlines to Seoul, then jump a Delta flight back to Detroit. To my surprise, there were many seats available on that flight, and as a back up plan, would only cost me around $50 US to get on it. That idea saved me the stress and worry of missing my original flight. Funny thing is the option was always there for me from day one! All the previous worrisome moments and delays, the lay overs I experienced were for naught, I only had to open my mind and let the possibilities manifest!

I’m sure there are many options for us just waiting to be discovered. Sometimes the stress of the moment chains our mind and keeps us from utilizing our full potential and creative thought process. We get bound up with the stress and inconveniences that life offers us. Blinded by distractions and narrow thinking, the solutions remain, waiting to be realized. As I get older, I am learning more on how to think, not what to think. Prosperous are those who discover their true potentials and take advantage of imagination and the creative mind!

If I was any better, I’d be YOU!

A good way to break the ice and make people feel great is to throw them a compliment right away.

The standard reply to “How are you today?” is “Doing fine!” I’ve found that a sincere authentic reply while looking straight into the eyes of your new friend and smiling works much better.

I’ve noticed most people are afraid to make eye contact, or even say hello, unless you initiate the conversation first. Warm them up with a smile and a welcome, when they ask how you’re doing, reply “I’m doing fantastic! But I’ll get better!” or, “If I was any better, I’d be you!” I also add a little humor by saying “You know, I’m doing incredible, but don’t tell anyone!”

I like to invent new icebreakers and test them on people. I’ve found that being in an awesome mood myself makes all the difference!

Now get on out there and help someone feel great inside, it only takes a couple seconds and it’s catchy!

Heavy Baggage

Being an avid traveler, I pride myself in being able to pack everything I need for a 2 week vacation on the other side of the planet in one small carry-on duffel bag and day pack. I can pack these as heavy as possible, because they don’t weigh or charge for carry on bags, as long as they fit in the overhead bins or under the seat. I sometimes have to gate check a bag, which is basically a free bag that is taken at the jet bridge and is returned as I leave the plane. I don’t pay extra for baggage, because I learned how to travel light!

When everyone else is waiting for their huge roller bags to come down the carousel, I go straight to the customs line and through security in a few minutes, while others are waiting for 30 minutes or more to clear, because they have all the heavy baggage to deal with. People actually pay dearly to have the privilege of toting 50 to 100 pounds of stuff with them everywhere they go. Amazing!

I wonder if people really use all that stuff they are packing around, or if it gives them a sense of safety or comfort?

Perhaps its a metaphor for life in general. “The more crap you carry with you in life, the further behind you will be in getting to your destination.”

Something to ponder…

About Truth

Who decides what is true? We do!

A not so funny thing happened to me the other day. I had misplaced my day planner and my truth at the time was that someone must have walked off with it from the restaurant we had dined at after church. I’d searched high and low before giving in to my inner voice that told me my planner was a goner and I’d better replace my banking, drivers license and other important documents that I had been carrying around at the time.

It was stressful, but I reasoned there was nothing that couldn’t be replaced, just get it done and move forward. So that was my day yesterday!

This morning I woke up early and decided to get the dirty laundry together and wash it, dumping a pile of clean folded clothes from the basket onto the bed yielded a huge surprise, my planner tumbled out from under the pile. It was like it looked back at me and said “You idiot, I was laying here waiting the whole time!”

My truth had blinded me to the possibilities and had I been more thorough, I would have located my lost planner before going through all the trouble of replacing it. I shook my head,  relieved on one hand that I got my stuff back, embarrassed on the other hand that my truth had led me astray.

My truth was really just a fear:





I’ll keep this lesson in mind next time that inner voice tells me the truth, damn it!